Auto Insurance Co. Tracks Drivers by GPS & Charges Per Mile Driven

Friday, March 28, 2014
By Paul Martin

Insurance tracking device records route driven by the policyholder

Kit Daniels
March 28, 2014

A California auto insurance company is rolling out a car tracking device which allows the company to locate policyholders by GPS and charge them insurance rates per mile driven.

Developed by San Francisco-based MetroMile, the Metronome device plugs into a vehicle’s OBD-II port and wirelessly sends mileage data to the insurance company, which charges a base rate plus 2 to 5 cents per mile, and can even record the route driven by the policyholder.

MetroMile also provides a smartphone app which links the policyholder’s phone to the device.

“Opening the app, it showed the path I had driven and recorded the number of miles, how long it took, average fuel economy and fuel cost,” Cnet contributor Wayne Cunningham wrote in his review of the Metronome. “After driving further, I opened the app again and saw the route I covered on a map.”

“The app listed each trip I took, breaking it up at each of my stops.”

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