Social Credit Comes to US Shores: Consumers Denied Services Based on Shadowy “Security Ratings”

Thursday, August 29, 2019
By Paul Martin

By Janet Phelan
AUGUST 29, 2019

Another blip in what appears to be subtle yet rampant discrimination levied against certain American citizens has emerged on the social radar. As reported recently here, there appears to be another scoring system—other than credit scores—which is not only encouraging but mandating private companies to withhold their regular services from certain consumers.

Sometimes referred to as a “security score,” this rating system trumps excellent credit and has resulted in numerous Americans being denied the ability to transact with Western Union, eBay and various other companies.


When A.A. tried to buy some merchandise online from Z and Z Medical, her credit card was refused. According to the owner of Z and Z, stated A.A., the order was not refused due to bad credit but rather because her “security score”, which was issued by a shadowy third company, was rated as “poor/low”. Z and Z informed her in writing, “The information provided for this order does not meet our security requirements. This order has been cancelled and the credit card transaction has been voided.”

A.A. is one of many US citizens who are now finding that they are being surveilled and “rated” and that this shadowy process and the algorithms that go into producing this “security score” are being withheld from their oversight or appeal as a matter of course. A.A., who worked as an NSA contractor until stalking and surveillance abuse forced her out of her job, has also experienced refusals and/or blockages of service from eBay, Amazon and other companies.

When Karen Melton Stewart went to a Western Union outlet in Maryland to send a $100 to a friend abroad, the transaction was refused and she was told she would no longer be able to use Western Union to send or receive money. Subsequent communications from Western Union demanded that she remit private information to that company in order to reinstate her, including:

“Validation of your source of income
Purpose of sending or receiving funds
Relationship to the counter parties”
A lengthy written correspondence ensued, with Western Union referring obliquely to the USA PATRIOT Act and to a secret “private policy.” When asked to explain the “private policy,” Western Union replied that it was private and declined to elucidate.

“… we cannot provide specific details about why your transaction was declined for legal and proprietary reasons,” the company stated in a communication dated 8-7-2019.

Stewart is a former NSA linguist who was fired after she blew the whistle on an internal blackmail scheme being run against high level NSA employees. She had worked for the NSA for twenty eight years.

Parenthetically, shortly after I contacted Western Union to try to find out what algorithm and legal authority were governing their refusal to allow Stewart to use their services, a long standing contact in Georgia attempted to send me $150 and was told by Western Union that the account had been blocked. The block was subsequently lifted the following day.

Both A.A. and Karen Stewart have reported not only stalking but also enhanced surveillance techniques, including use of electronic weaponry against them.


The denial of service issue is also extending to medical care. Recently, Kristen Manners, who has hosted an interview show on Truthtainment Network and is now hosting a “Cooking with Cannabis” show, went to the Emergency Room at Parker Adventist Hospital in Parker, Colorado complaining of a parasite infection. She was not provided medical care and instead was remanded against her wishes into a psychiatric unit. In a blatant disregard of her medical complaint, the hospital refused to test the specimen cup which Manners provided them. In a letter dated June 21, 2019, the hospital replied to her complaint and affirmed that “The specimen cup contents were not tested.”

The Rest…HERE

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