Are You Financially Prepared For A Zombie Apocalypse…”When the major global disruption occurs I anticipate a window of six months to a year of total disorder.”

Friday, October 23, 2015
By Paul Martin

By Tom Hatton
October 23, 2015

I am a financial adviser with over 30 years of investment expertise under my belt, and like many of you I’m worried about the future. In fact, I believe we could be heading for what some call a zombie apocalypse, not because I believe in zombies, or that it’s time for the apocalypse, but because there are a growing number of potential crisis driven scenarios taking place right now that could lead us to the same conclusion. Being a fiduciary, I have an obligation to provide the best advice I can for my clients. So, in addition to investing my clients in high quality blue chip stocks, I have also read volumes on how to store food, get guns, build bunkers, assemble bug-out bags, and purchase rural property, all of which I recommend to them, up to a point. After all, I’m an Eagle Scout and being prepared is still my motto. If you agree with me that the canary in the coal mine has stopped singing and in fact is looking pretty sick, other than those constant and obnoxious commercials hyping gold, I have found very little useful advice on how to prepare financially for that potential societal unraveling.

What I have read is pretty gloomy, assuming we will fall into decades of pre-industrial age kill-or-be-killed, Mad Max type of existence where barter, weapons, and anarchy will rule the day. But is being thrown back into the financial dark ages inevitably going to be the case? I don’t think so. In fact, I believe the standard post-apocalyptic gloom and doom could be all wrong. In order to better understand where I am coming from I think we need to break a zombie apocalypse into two phases, first the crisis phase, and secondly life after the crisis has passed.

When the major global disruption occurs I anticipate a window of six months to a year of total disorder. This is exactly what we are prepping physically for. In a crisis our current dependency on a just-in-time food delivery system will guarantee failure taking just days for the stores to be emptied. Then there will be panic, anarchy, and murder when people realize the government will not be riding over the hill to save the day. Rich and poor, neighbors, friends, brothers and sisters will find themselves effectively zombie-like, meaning desperate people wandering the streets not necessarily looking for brains, but for food and water as they struggle to survive. And because they are not prepared, many will not.

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